How To Receive Online Payment In Cambodia

Payoneer - Online Payment

People asked me often about how can they get online payment in Cambodia.

Today I want to introduce a solution to those who wish to receive money from the internet.

It is not always easy to get a fair service for internet users in Cambodia.

We are facing some restrictions to online services, especially related to online payment systems.

For example at the time of writing this article, Paypal and Google music are not yet available in Cambodia.

There are many much more online services that we can’t access from Cambodia. But I will not waste my time in complaining. I know your time is valuable.

Let’s go straight to the topic.

As a best solution for these days, you can sign up an account at Payoneer.

Make sure you select the right type of account. I think they have two types: one is for issuing the payment (mostly for affiliate or service owners), then another one is for receiving payment.

After you sign up, they will ask for your home address to send you the card. It’s a master card. You can use it to withdraw the money from any ATM machine. But there’s a fee for each transaction. I heard also you can withdraw the money at the bank. I will ask some friends to comment on this.

As you may know, mail system in Cambodia doesn’t work well. Even if you put a correct address with the correct postal code, your chance to get mail delivered is very small. Some friends recommend to add the phone number to the address.

Or you can go to ask directly at the post office.

There’s also another good option. You can rent a post box which will cost you a little money to pay for yearly fee. You might have more chance to get the mail in your post box.

Or another secure solution is to choose premium mail system such as Fedex or DHL. It will cost you around $60 for the delivery fee. This is the most secured way. But before that you need to have money in your account before you can choose this option.

I not yet receive my card. It is supposed to arrive since April 2014. I went to ask at post office. The post man said they will call me when my card arrive. I never receive any call. But I can wait since I don’t have any money to withdraw.

Once you have a Payoneer account, they will provide you a virtual bank account in US that will allow you to receive any online payment. Once it is transferred to your Payoneer account, you can withdraw the money from Cambodia.

This solution might be the only one but so far it is the popular methods used by a lot of Cambodian Internet Marketers. Please share other system or method that you are using. It will help to improve our online business.

We need to help each other out!

That’s it for now. I will write another post soon for those who want to sell online. I will share some solutions you can choose for your online store.

Here is the sign up link. This is my affiliate link. If you use it to sign up, I might earn $25 as commission. I think you also will have $25 on your account after you sign up. Check it out!

Click to sign up

បើ​លោក​អ្នក​ពេញ​ចិត្តអត្ថបទ​នេះ សូម​ជួយ​ចុច LIKE ដើម្បី​ផ្សព្វ​ផ្សាយ​បន្ត!



Finding the right hotel just got a whole lot easier -


  1. says

    Good writing. Hope it help many of our newbie to understand and get use of most useful e-wallet, Payoneer. I used it too and manage to withdraw from ATM 1 time 😀

  2. Dimanche says

    Thanks for the useful post!

    I have just created the account in last couple of days. I would click your affiliate link if I would not. Sorry it is a bit late just to see your post now. Could not make you earn commission :) I hope other will do after they read your post and want to create an account.

    My card is expecting to arrive around middle of September 2014. I am really curious to try it. Make sure it is really available to withdraw money from Cambodia ATM bank. But I am already happy to hear Virak said he can use it. Awesome!

    I’m waiting to share my experience with all of you once my card arrives.

    • says

      That’s Ok Dimanche. I am not sure if you are living in Phnom Penh, but I just learned there are quite a few people who applied for Payoneer as well.

      It’s good to know more people are interesting in online business.

    • says

      Hi Piseth,

      I like Fiverr. Purchased some work design there. It’s interesting to know we have Cambodian people earns money from providing services at Fiverr.

      May I know what kind of service are you providing?

  3. jessica says

    Hello sir, i have recently signed up payoneer throught your link. :) i am waiting to get my card. I hope i really works for me.

      • says

        Dear, Bong

        You have posted a very useful information!!
        I have signed up and wait for my card. Could you please advice me some idea? I have paypal account, as you know, paypal can’t receive money in Cambodia, So Can i replace my payoneer card on my paypal account? or your have a better way? i have a store in Ebay.

  4. sandy says

    Hello sir,

    I want to apply for payoneer master card too and throught your link :). But i dont know the correct postal code of my address. May you please tell me if you know. I stay in snagkat kakap khan posenchay. So what is the correct postal code i should fill. And one more thing that make me confused is that all my meighbor say we stayon road 111but my water bill wrote 109KA. THEN i dont know what should i choose to fill too.

    Thanks before hand.

  5. says

    សួរស្ដីបង ខ្ញុំបានបង្កើតគណនីនេះយូរមកហើយហើយខ្ញុំក៏បានទទួលEMAILពីPAYONEERថាពួកគេបានផ្ញើរកាតនោះមកដល់ដែរ តែខ្ញុំមិនដឹងថាទៅយកវានៅទីណាដែរ សូមបងជួយប្រាប់ខ្ញុំផង សូមមេត្តាemail មកខ្ញុំ រឺ តាម FACEBOOK : わ こんい រឺ Tel : 093557401 ខ្ញុំសង្ឃឹមថានិងបានជំនួយពីអ្នក

    • says

      I am having an issue the same you. I have created the account in a couple months already. But I didn’t receive any call from post office since Payoneer informed that we have sent the card to you already. Maybe anyone who successfully receive it, please response to us.


      • says

        Did you put your phone number in your address? If you have money in your Payoneer account, you can select DHL and pay the fee of shipping. It will make sure you will get it.

    • says


      I didn’t receive mine either. It is hard to get mail in Cambodia. My best advice for you is to go to ask at the post office.

      Some of my friends get their card from there.

  6. Sochet says

    Excuse me Piseth , May i have your phone number?
    i have sth really important to talk with you,i’m Cambodian and i’m living in Siem Reap province.
    i hopefully you appreciate my request n without interrupt your time.Thanks you inadvance.

  7. says

    I’ve found this service last year and have been signed up and received my Payoneer MasterCard via DHL which cost around $60.00, I’ve used this MasterCard for a while and earn some money online but then it’s was canceled without providing any reason. I Don’t know if I can start to create a new one but I was so disapointed to lose my $60.00 for the shipping cost. any solution for this, did you know sir?

  8. PLENG says

    ពូ ខ្ញុំចង់សួរ ចុុះបើយើងប្រើ Western Union បានអត់? រវាង Western នឹង Payoneer មួយណាល្អជាង? វាខុសគ្នាត្រង់ណាទៅ ។​ខ្ញុំចង់ទទួលបានប្រាក់ពីការផ្សព្វផ្សាយពាណិជ្ជកម្មលើវេសាយរបស់ពី Google Adsense នឹង សេវាផ្សេងៗទៀត ៕

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